That depends on your policy. Many standard general liability insurance policies cover activities conducted on your own premises or in the ordinary course of business. Exclusions often apply to off-site locations, external visitors, or special activities.
Always check this explicitly with your insurer before planning begins. Provide details about the event: location, number of participants, duration, activities, and whether alcohol will be served. Request written confirmation of coverage.
When in doubt: a separate event insurance policy is cheaper than you think and provides peace of mind.
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