4.0 This article applies if the Contractor and the Client have not agreed in writing that IDEA event insurance will be taken out with Klap No Risk.
4.1 The Client is not entitled to any compensation if the damage was caused (in part) by the Client's failure to comply with its obligations under the agreement and/or these general terms and conditions.
4.2 The Client and/or Contractor shall not take out IDEA event insurance with Klap No Risk. The Client must ensure that it has adequate insurance for the event or bear the risk itself.
4.3 The Contractor shall not be liable for damage, unless: (i) this damage is covered by its general liability insurance (up to the maximum amount paid out by its insurance), plus the excess, or (ii) there is intent or gross negligence on the part of the Contractor or one of its managers.
4.4 The Contractor's liability for uninsured damage is in all cases limited to direct damage only, with a maximum of €25,000, unless there is intent or gross negligence on the part of the Contractor or one of its managers.